How Much Can I Safely Withdraw From My 401k in Retirement?
Understand 401k withdrawal rules in retirement, how much you can withdraw, tax implications, and strategies to avoid costly mistakes with your retirement account.
May 14, 2026
Christian Financial Blog
Don’t Touch Your 401k When You Leave Your Job (Do This Instead)
Americans are cashing out their 401ks at record levels. Not borrowing.Not taking a loan.But wiping them out completely. And most
May 7, 2026
Stop Contributing to Your 401k? | A Financial Advisor Reacts
Thinking about stopping your 401k contributions? Here’s what to know about match rules, fees, and professional guidance before you change anything.
April 23, 2026
The Retirement Crisis Financial Advisors NEVER Prepared You For
Retirement isn’t just about money. It’s about identity, purpose, and meaning. Learn how to prepare emotionally, spiritually, and financially for life after work.
April 16, 2026
Are 401k Retirement Accounts a Scam? Did Grant Cardone and VladTV get it ALL wrong?
The article addresses misconceptions about 401k retirement accounts, clarifying that they are not scams but tax-deferred tools for saving. It highlights the importance of understanding tax implications, managing accounts properly, and considering rollovers to optimize retirement outcomes. Working with a financial advisor is essential for informed decision-making and avoiding costly mistakes.
April 9, 2026
Why Interest Rates Matter More Than the Price When Taking Out a Loan
When buying significant items like cars or homes, many focus on price, neglecting the crucial role of interest rates in determining total loan costs. Interest rates can result in paying substantially more over time. Understanding this can lead to better financial decisions and long-term savings, ultimately promoting financial freedom.
April 2, 2026
3 Retirement Myths That Will Keep You Broke (And How to Avoid Them) | The Ridgeway Report
Many Americans face retirement challenges despite following conventional advice to save and rely on Social Security. Myths about the adequacy of Social Security, the tax-free nature of 401(k) accounts, and the safety of savings accounts lead to financial anxiety. Effective retirement planning requires addressing these misconceptions for long-term security and clarity.
March 19, 2026
Is Money the Secret to Happiness? A Financial Advisor’s Perspective
The discussion explores the complex relationship between money and happiness, emphasizing that while money can alleviate stress and provide stability, it doesn’t guarantee fulfillment. Happiness is culturally defined and personal clarity in financial planning is crucial. True happiness stems from within, not solely from income or external benchmarks.
March 12, 2026
3 Costly 401k Mistakes New Retirees Make (And How to Avoid Them)
When leaving a job, many Americans forget about their unmanaged 401k, risking financial loss. Common mistakes include not understanding tax implications, withdrawal penalties, and rollover options, which can result in costly penalties and delayed access to funds. Properly managing a 401k is essential for financial security in retirement.
March 5, 2026
Is $1 million STILL enough to retire? | Financial Advisor Explains
The perception that $1 million ensures a comfortable retirement is outdated due to rising costs and increased longevity. Retirement planning should focus on individual lifestyle needs rather than an arbitrary figure. Factors like the 4% rule, taxes, asset location, and personal circumstances are critical to determining financial readiness for retirement.
February 26, 2026
